Ripple & XRP Overview
🔷 What is it?
Ripple is portrayed as a highly professional and credible company focused on solving real-world financial problems.
XRP is not just another cryptocurrency—it’s seen as having the most utility, acting as a bridge asset for global financial transactions.
Source: European Business Magazine
📈 XRP ETF & Institutional Interest
11 firms with over $240 billion in assets have filed with the SEC for XRP ETFs.
The video draws a parallel with how Bitcoin surged after its ETF approval, suggesting a similar path could happen with XRP.
🧠 XRP's Use Case & Technology
XRP is positioned as a settlement bridge between financial institutions in different jurisdictions, with near-instant transactions for less than a penny.
It’s not tied to any country or controlled by governments, making it a potentially transformational asset.
🪙 Ripple’s Stablecoin – RLUSD
Ripple recently launched RLUSD, a USD-backed stablecoin, which has seen 604% growth, now with over $500 million in market cap.
RLUSD is described as the second-fastest growing stablecoin of 2025 (after BlackRock’s USDTB).
🔗 XRP & RLUSD Synergy
RLUSD drives more trading volume on the XRP Ledger (XRPL), which uses XRP as a bridge asset through a feature called auto-bridging.
The more RLUSD is used, the more XRP gets burned, reducing supply and potentially increasing value.
Currently, 83% of RLUSD is used on Ethereum, but as more volume shifts to XRPL, XRP utility and burn rate will likely grow.
💰 Price Speculation
XRP could hit $5–$9
1,000 XRP could be worth $5,000–$9,000
Based on a bullish market assumption, especially under a potentially pro-crypto Trump administration.
🧠 Lawsuit Drop
After the SEC dropped the lawsuit in late 2024, their view changed, acknowledging XRP's resilience and the strength of its community.
📢 Final Takeaways
XRP is considered to have real product-market fit, strong institutional backing, and a powerful complementary role with RLUSD.
The XRP community is described as dedicated and resilient, helping keep interest in the asset alive even during legal and regulatory challenges.